Are you looking to begin fresh in 2015? Then filing for personal bankruptcy can help you do that. Lingering bad credit, defaulted credit cards, or medical bills can cause you to have a low credit score. Chapter 7 or Chapter 13 bankruptcy can be your way out. Patrick Mead is a Massachusetts bankruptcy lawyer. We have offices in Plymouth, Hingham, Stoughton, Haverhill, Weymouth, Brockton, Braintree. What are you waiting for? File bankruptcy in 2015 and live debt free! File by 7/15/2015 and receive $100 off your bankruptcy!